• Scholarship “Scams” 
    You will receive many offers throughout the year for scholarships, and not all of them are legitimate! Here are some “Scam” warning signs that indicate that you're dealing with a scholarship scammer: 
    1Fees: Scammers use bogus fees such as “application,” “disbursement,” “redemption,” and processing fees” as a way to take your money. Scholarships should not require any fees. 
    2. Credit card or bank account information needed: Never give credit card or bank account info to receive aid. If you have, call your bank or credit card issuer immediately. 
    3. Scholarship guarantee: No one controls judges’ decisions. Be wary of “high success rates,” which often refer to award matches, not award winners. 
    4. No work involved: Legitimate scholarship applications require time and energy. No one can complete them for you. 
    5. No contact information: Before you apply, confirm the sponsor’s contact info. The sponsor should supply a valid e-mail address, phone number or mailing address (not a PO box) upon request. 
    6. Unsolicited scholarships:If you are called to receive an award for which you never applied, be alert. Ask where the sponsor got your name and number. Then follow up. 
    7. Pressure tactics: don't allow yourself to be pressured into applying for a scholarship,especially if the sponsor is asking you to pay money up front. 
    8. Claims of “exclusive” scholarships: Legitimate sponsors won't restrict knowledge about their award to a single service. 
    9. An official-sounding name or endorsement doesn't mean legitimacy: A sponsor may use words like “national,” “education” or “federal” or have an official-looking seal, but might still be a scammer.
    10. Your questions aren't answered directly: can't get a straight answer from a sponsor regarding their application, what will be done with your information (e.g., if it will be sent to a third party) or other questions? Proceed with caution! 
    Scam-Spotting Rules of Thumb 
    ~ don't pay money to get money ~ Legit scholarships are never guaranteed 
    ~ Too good to be true? It probably is! ~ Feel suspicious? Trust your instinct! 
    ~ Spend time, not money. ~ Applying for financial aid should never cost more than a postage stamp! 
    ~ If you think you may be dealing with a scammer, report it.